International experience of administrative legal regulation of insurance in innovative and investment activity
Наукові журнали НАУ
Переглянути архів Інформація| Поле | Співвідношення | |
| Title |
International experience of administrative legal regulation of insurance in innovative and investment activity
Міжнародний досвід адміністративно-правового регулювання страхування у сфері інноваційно-інвестиційної діяльності |
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| Creator |
Шапенко, Людмила
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| Subject |
administrative legal regulation, legal support, insurance activity, insurance supervision, innovation and investment activity
— адміністративно-правове регулювання, правове забезпечення, страхова діяльність, страховий нагляд, інноваційно-інвестиційна діяльність УДК 341:342.9(045) |
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| Description |
The author of the article analyzes and summarizes international experience of leading countries in the world regarding state regulation of insurance. Different approaches to administrative and legal regulation of insurance are investigated and the most appropriate model of regulation of the insurance market is defined. English abstract L. Shapenko International experience of administrative legal regulation of insurance in innovative and investment activity Ukraine that chose a direction of innovative development requires activation of innovation and investment activity among all subjects of commercial activity. This process is accompanied by many investment and financial risks, most of which may be minimized by methods of insurance. The analysis of insurance shows the rapid growth of the insurance market in the period of independence, but today there are some difficulties that are caused by decrease of activity of the national financial market. One of the problems of this situation is insufficient government regulation, including administrative and legal, as well as inconsistency of actions in relation of organization of state supervision in the sphere of insurance. Due to globalization and integration processes nowadays it is important to appeal to the international experience of administrative and legal regulation of insurance in developed countries, where there is sustainable economic development for many years. Indeed, administrative and legal regulation of insurance, including the sphere of innovation and investment activity, is the integral part of the relations of the government and insurance companies. Optimal combination of regulation and deregulation of insurance is important because the result of this is reduction of pressure on insurance companies from the side of the state, balance of interests of subjects of insurance relations and the bodies of state power that regulat them. Consideration of different approaches to administrative and legal regulation of insurance in the leading countries of the world suggests that the most widespread model is megaregulator of the financial market, which oversees the insurance market, bank institutions and securities market. Conceptual approaches to create the single consolidated regulator are defined in Ukraine, but before such a system of regulation of the national financial market is provided it is needed to consider the experience of the United Kingdom, where the system of megaregulator did not justify itself.
Автором статті узагальнено зарубіжний досвід провідних країн світу щодо державного регулювання страхової діяльності. Розглянуто різні підходи до здійснення адміністративно-правового регулювання страхування та визначено найоптимальнішу модель регулювання страхового ринку. |
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| Publisher |
Національний Авиаційний Університет
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| Contributor |
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| Date |
2016-01-21
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| Format |
application/pdf
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| Identifier |
http://jrnl.nau.edu.ua/index.php/UV/article/view/9645
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| Source |
Наукові праці Національного авіаційного університету. Серія: Юридичний вісник «Повітряне і космічне право»; Том 3, № 36 (2015); 84-89
Scientific works of National Aviation University. Series: Law Journal "Air and Space Law"; Том 3, № 36 (2015); 84-89 Научные труды Национального авиационного университета. Серия: Юридический вестник "Воздушное и космическое право»; Том 3, № 36 (2015); 84-89 |
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| Language |
uk
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